When You Need Finance Fast and a Mortgage Timeline Will Not Do

Bridging finance is short-term property-secured lending, typically arranged over 1 to 24 months, designed for situations where a standard mortgage is too slow, unavailable, or inappropriate for the property or transaction type. The UK bridging market has grown substantially in recent years and stood at approximately £13.4 billion in outstanding balances in 2025. Monthly interest rates range from 0.55% for the most competitive cases to 1.5% or above for complex or high-risk applications, with the market average sitting around 0.72% per month.