- +44 7444 411739
- Mon-Fri : 9:00 - 17:30
Squaregain Capital is a mortgage and protection broker. We sit between you and the lending market, find the right product for your situation, handle the paperwork, manage the application, and stay available throughout the process. We do not work for a lender. We work for you.
Alongside residential mortgages and protection, we advise on buy-to-let, development finance and commercial finance. Most clients come to us for one thing and come back for the rest.
We are not tied to a panel of preferred lenders and we do not take referral fees from insurers. Access to 50+ lenders means we can source products from lenders and insurers who do not advertise directly to the public,including specialist lenders who deal exclusively through brokers. That matters most when your situation is straightforward but your income structure, credit history or property type is not.
| Area | What we cover |
|---|---|
| Residential Mortgages | First-time buyers, home movers, remortgages, let-to-buy, self-employed, contractors, complex income, adverse credit |
| Buy-to-Let Mortgages | Single let, HMO, holiday let, limited company, portfolio landlords, first-time landlords |
| Protection Insurance | Life cover, critical illness, income protection, buildings and contents, landlord insurance, whole of life |
| Development Finance | Ground-up residential development, conversions, refurbishments, mixed-use, bridging finance |
| Commercial Finance | Owner-occupied commercial property, commercial investment, semi-commercial, business premises finance |
Most people who come to us have had the same experience elsewhere: a comparison site that gave them a rate with no context, a bank that said no without explaining why, or an adviser who disappeared after the offer came through. Here is what we do differently.
You deal with the same adviser from first conversation to completion. Not a case manager, not a processing team, not an automated chase system. If something goes wrong mid-application, which does happen, you have someone to call who already knows your file.
A decline from one lender does not mean every lender will decline. Different lenders have different underwriting criteria, attitudes to self-employment, thresholds for credit issues, and appetites for certain property types. We know which lenders are likely to consider your application before we approach them, helping avoid unnecessary credit footprints on your file.
Development and commercial lending is project-specific. Lenders want to see the site, the numbers and the exit
before they engage. We help you put together a proposal that gives lenders what they need to make a decision quickly, rather than spending months in a back and forth that goes nowhere.
Most people put a mortgage in place and never revisit their life cover, critical illness, or income protection. Circumstances change — a new child, a pay rise, a change in health — and the cover you took out five years ago may no longer reflect your situation. We review what you have, identify any gaps, and compare the whole market to make sure you and your family are properly protected.
The first conversation is always free and comes with no obligation. You tell us what you need, and we explain what is available and whether we can help. If we can, we outline the process, costs and timeline before you commit to anything. We charge a broker fee for arranging mortgages and development or commercial finance. Protection advice is provided at no charge to you.
Squaregain Capital Ltd is an Appointed Representative of BSL Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority under FRN 816566. We provide mortgage and protection advice across 50+ lenders. Development finance and commercial finance are not regulated by the FCA. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our advisers are here to help with any mortgage, protection, or finance query. Get in touch for a free, no-obligation initial conversation.”
Share a few details and a member of our team will get in touch to discuss your options.
We’ll get in touch to discuss your circumstances, what you’re looking to achieve and any relevant requirements.
Based on your enquiry, we’ll explain the available options and how you can move forward.
Your enquiry will be handled confidentially, and we’ll only contact you regarding the information you’ve provided.
